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21. Januar 2026 | How-Tow

Cut Winter Electricity Costs in an Older Building: How Many Euros You Can Realistically Save per Month

Older building, cold winter, high electric bill: This step-by-step guide shows how, with a few habit changes and small purchases related to...

19. Januar 2026 | How-Tow

Save Electricity at Home in Winter: These Everyday Devices Belong in Your Household Budget

In winter, just a handful of major devices account for about 60670% of your electricity costs. If you track your refrigerator, entertainment...

14. Januar 2026 | How-Tow

January Kitchen Experiment: How Much Does a Four-Week “Eat Down the Pantry” Routine Really Save?

After the holidays, pantries and freezers are often packed — and at the same time the food budget is usually under extra pressure in January. A...

11. Januar 2026 | How-Tow

Winter Evenings on a Budget: Game Nights at Home vs. Movies and More — Which Fun Budget Fits You?

In winter, evenings are long—and spending on entertainment can rise fast. This comparison shows how different your after-work costs can be,...

04. Januar 2026 | How-Tow

Winter Living Room Cost Showdown: Throw Blanket and Rug vs. Turning Up the Heat

In winter, the living room becomes the center of daily life—and a heating-cost trap. This comparison shows whether rugs, curtains, and throw...

31. Dezember 2025 | How-Tow

Winter-Stromfresser im Wohnzimmer: Mythos-Check zu Decken, Kerzen und Spar-Heizlüftern

Im Winter wird das Wohnzimmer schnell zur Stromfalle: Heizlüfter, Lichterketten und Dauer-Streaming wirken gemütlich, können aber teuer werden. Ein...

30. Dezember 2025 | How-Tow, Product Updates

New in the MyMicroBalance App: Your AI-Powered Budget Tracker & New Design

With the latest MyMicroBalance app update, budgeting on your smartphone isn’t just prettier—it’s above all more efficient. The new navigation...

28. Dezember 2025 | How-Tow

Winter Potlucks Instead of Delivery: How Roommates, Families, and Friends Can Ease Their January Budget

In winter, it’s easy to order in—and your bank account feels it. A fictional look at a shared apartment shows how delivery costs add up in a...

28. Dezember 2025 | How-Tow, Product Updates

New Year, New Look: MyMicroBalance Launches 2026 with a Modernized Experience

Right on time for the turn of the year, the latest generation of our household budget book is ready for you. We didn’t just refresh the interface...

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