04. January 2026 | How-Tow

Winter Living Room Cost Showdown: Throw Blanket and Rug vs. Turning Up the Heat

Winter Living Room Cost Showdown: Throw Blanket and Rug vs. Turning Up the Heat

Why the living room can get so expensive in winter

Binge-watching at night, working from home at the dining table, game nights on the couch: In winter, life often happens in the living room. That’s exactly where the heat then runs for many hours a day. The question is obvious: Is it cheaper to make the room cozier and feel warmer with rugs, curtains, and blankets—or just turn the thermostat up one or two notches?

The common thought: “Turning the heat up one setting has to be cheaper than buying rugs, curtains, and the like.” This article takes a closer look at a typical living room over a winter month and compares two approaches.

The two strategies compared

For this comparison, we’re only looking at the living room. The other rooms stay just as warm as before.

  • Strategy A – “More fabric, fewer degrees”: A rug, heavy curtains, an extra throw blanket, and a few small behavior changes. Goal: the same cozy feel despite 1–2 degrees lower heating temperature.
  • Strategy B – “Turn the dial up, done”: No changes to the furnishings; instead, the heat is set 2 degrees higher.

The sample calculations are fictional but realistic and are mainly meant to show you how to estimate the order of magnitude for your own household.

Baseline: Our fictional living room

To make costs comparable, we need a few assumptions for a typical living room:

  • Living room size: 20 square meters
  • Use: about 8 hours per day (longer in the evenings and on weekends)
  • Heating type: central heating with radiators, energy via natural gas
  • Current desired temperature: 72°F (22°C) in the living room
  • Planned heating period in the example: 1 winter month = 30 days

Important: The following numbers are for orientation and are intentionally rounded so they stay easy to follow.

How much does 1 degree more in the living room cost you?

Typical rule of thumb: Lowering room temperature by 1 degree saves about 6% heating energy. That applies to the whole home, but it’s a good directional guide.

Let’s assume your total heating bill for a winter month, with unchanged behavior, would be about €180. The living room accounts for about one third of that, or roughly €60 per month.

If 1 degree less saves about 6%, that means:

  • 1 degree less in the living room saves about €3.60 per month (6% of €60).
  • 2 degrees less saves about €7.20 per month.

Turning the heat 2 degrees higher, on the other hand, makes the living room in our example about €7–€8 more per month. It doesn’t sound dramatic at first, but it adds up over the whole winter.

Strategy B: Turning up the heat—what does it really cost?

Let’s first look at the seemingly convenient solution: don’t rearrange anything, don’t buy anything new, just turn the thermostat up.

ItemMonthly additional cost (fictional)
2 degrees more in the living roomabout €7.20
Over 5 winter monthsabout €36

In cold winters or very drafty apartments, this number can be significantly higher; in well-insulated homes, it may be lower. One thing is clear: Every additional degree costs you money again every winter month.

Financial advantage of Strategy B: No one-time costs. Downside: The additional costs happen every year again. Also, at higher temperatures the air often feels drier and less comfortable—especially if the room is poorly insulated.

Strategy A: Make the living room feel “passively warmer”

Now for the alternative: Set up the living room so it feels warm even at a slightly lower air temperature. The focus is on:

  • Rugs on cold floors
  • Heavy curtains in front of drafty windows
  • Throw blankets on the couch
  • Proper furniture placement
  • Small behavior changes in everyday life

The goal: 1–2 degrees less heat with the same comfort level.

Sample calculation: Invest once, save long-term

Let’s assume you intentionally make your living room feel “warmer” without blowing your budget. That could look like this:

  • Used medium-size rug for the area in front of the sofa and coffee table: €40
  • Affordable thicker curtains (new or used): €50
  • Two throw blankets: €20 total

One-time cost: €110.

With these measures, you manage to lower the living room temperature from 72°F (22°C) to 68°F (20°C) without feeling cold. The savings:

  • 2 degrees less in the living room = about €7.20 saved per month (based on the €60 from the example)
  • Over 5 heating months: €36 less in heating costs

After about 3 heating seasons, the purchases in this example would have paid for themselves purely through the living room, on paper. If the rug and curtains stay in use longer, you keep benefiting from the savings in the winters that follow.

Myth check: Is turning it up really cheaper?

The myth is: “Before spending money on rugs and curtains, it’s better to turn up the heat—that’s cheaper.”

The sample calculation shows something else:

  • In the short term, it may look cheaper not to spend money on furnishings.
  • In the long term, the permanently higher temperature slowly but surely eats up the supposed savings.
  • Textiles and smart setup improve not only your wallet, but also comfort: less draft, fewer cold feet, a cozier atmosphere.

The key is looking beyond just one month. If you turn it up a few degrees winter after winter, you pay for it year after year—without any lasting value.

Comfort zones instead of a temperature shock: What this looks like day to day

Many people know the feeling: The hallway is cool, and the living room feels almost tropical. Between the kitchen, bathroom, and living room there’s a small temperature shock that often tempts you to make the living room even warmer.

A better idea is to create targeted comfort zones in the living room:

  • Sofa corner: Thick rug in front of the couch so your feet aren’t on cold tile or laminate. Two blankets within reach, maybe a pouf that isn’t placed directly against an exterior wall.
  • Home office in the living room: Don’t put the desk right in front of a drafty window; place it closer to an interior wall. Add a seat cushion and maybe a small, dense rug under the desk.
  • Game or reading nook: Floor cushions only on a rug, not directly on the cold floor. A floor lamp with warm light to make the room feel cozier visually, too.

These zones are used especially in the evenings—exactly when the heat runs the most. The better they stay “passively” warm, the easier it is to lower the thermostat temperature a bit.

Practical saving tips for families, shared apartments, and students

Even on a tight budget, you can accomplish a lot in the living room. What matters isn’t whether everything is bought new, but how smartly you plan.

  • Close the door to the hallway: This keeps heat where it’s needed. Open doors pull expensive heat into areas that aren’t used much.
  • Put the sofa against an interior wall: If you sit with your back against a cold exterior wall, you get cold faster and automatically turn the heat up. An interior wall feels noticeably warmer.
  • Thick rug in front of the couch: Even a used rug makes a big difference in how warm it feels. Cold feet are often why a room feels “too cold.”
  • Close curtains in the evening: This reduces cold radiation from windows. Keep them open during the day so solar heat can come in.
  • A few targeted cozy spots: Better one truly cozy sofa corner than a little bit everywhere. That makes it easier to lower the overall temperature.
  • Plan for warm clothing: A thick sweater and warm socks in the living room are part of the winter routine. If you’re sitting on the couch for an hour anyway, it’s easy to put a blanket over your legs.

Budget for used rugs and curtains

For households on a tight budget, it can help to deliberately mark purchases related to warmth in the household budget. That makes it visible that these expenses aren’t just “decor,” but can reduce heating costs over the long run.

One possible approach:

  • Budget category: “Home comfort and energy” instead of just “Decoration.”
  • Set a cap: For example, a maximum of €20–€30 per month for used textiles and small improvements.
  • After 3–4 months, do a quick check: How have heating costs developed? Can the temperature be intentionally kept 1–2 degrees lower without anyone in the household feeling cold?

Especially with used rugs and curtains, you can achieve a lot with little money. These purchases aren’t “used up” after one season—they can stick with the household for multiple winters.

Rental or homeowner: What pays off where?

Not every measure fits every living situation. Still, there’s a clear direction for both.

In a rental

  • Portable instead of built-in: Rugs, curtains, blankets, and furniture placement can be taken with you when you move. These measures almost always pay off.
  • No major construction: Insulating walls or replacing windows is the owner’s responsibility. That makes flexible solutions like textiles and smart space use even more important.
  • Immediate effect: Even a single rug can noticeably change how a room feels and enable you to lower the temperature by a degree.

In a home you own

  • Combination of immediate and long-term measures: Rugs and curtains for a direct effect; long-term, structural improvements often pay off as well.
  • Longer period of use: If you plan to stay in the house for a long time, you benefit more from every degree less over many years.
  • Whole-house perspective: If the living room is optimized as a “comfort room,” you may be able to slightly lower the temperature in other rooms as well.

Strategy comparison at a glance

AspectStrategy A: Insulate cozily with furnishingsStrategy B: Turn up the heat
Upfront costOne-time purchases (rug, curtains, blankets)No extra cost at the start
Ongoing costsLower heating costs with 1–2 degrees lessHigher heating costs every month
ComfortWarmer feet, less draft, cozier roomFast warmth, but often drier air; cold floor remains
FlexibilityFurnishings can move with you; adaptable to new spacesTied to the current home
Financial impactPays off over multiple winters; saves long-termCosts recur every year

Conclusion: Plan warmth smartly instead of just turning the dial

In the winter living room, what matters less is the number on the thermostat and more your personal sense of warmth. A room with a warm floor, closed curtains, and cozy blankets can feel more pleasant at 68°F (20°C) than a bare room at 72°F (22°C).

Simply turning up the heat is convenient in the short run, but it gets paid for—again and again—year after year. If you instead invest intentionally in rugs, curtains, and smart furniture placement, you can usually lower the living room temperature by 1–2 degrees without sacrificing comfort. These measures help make heating costs more manageable and keep winter evenings in the living room from becoming a cost trap.

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