It's not just about saving; it's about fulfilling your wishes without the guilt. Discover how easy it is to achieve your financial goals when you have the perfect overview.
Whether it's your next vacation or buying a home: This budget app is the daily companion that has your back. Start a life today where you control your finances, instead of letting them control you.
Start strong with the free version or unleash full potential as a pro.
Choose the mode that fits your goals.
| Features & Benefits |
iOS and Android
Free
Functions Free forever
|
In-App Premium Upgrade
From 1.99 € / Month
(incl. VAT)
|
|---|---|---|
| Administration & Basic Structure | ||
| Quick Start & Profile Security Start immediately with a secured user profile. You retain full data sovereignty: The account can be completely removed at any time. | ✔ Included | ✔ Included |
| Integrated Video Tutorials No training time needed: Short, concise clips in the app show you how to get the most out of it. | ✔ Included | ✔ Included |
| Multi-Asset Management Manage unlimited money sources in parallel: Cash, checking accounts, credit cards, or the piggy bank. | ✔ Unlimited | ✔ Unlimited |
| Individual Categorization Define your own main and sub-groups (e.g., "Housing" → "Utilities"). | ✔ Unlimited | ✔ Unlimited |
| Entry & Accounting | ||
| Efficient Input Interface Optimized for fast entries without limits. | ✔ Included | ✔ Included |
| Recurring Cost Automation Salary, rent, or subscriptions are defined once and calculated in advance for the whole year. | - | ✔ Included |
| Proactive Budgeting Set budgets and have offsetting entries created automatically. Actively plan your limits. | - | ✔ Auto-Offsetting |
| AI-Supported Voice Input Simply dictate: "Spent 50 Euros on gas yesterday" – the app handles the rest. | ✔ 5x / Month | ✔ 300x / Month |
| Geo-Tagging Visualize your spending locations on the map via GPS. | - | ✔ Included |
| Flexible Lists & Drag & Drop Sort as you like and move entries simply by dragging them to new days or categories. | Standard Sorting | ✔ Full Flexibility |
| Analysis & Control | ||
| Real-Time Balance Immediate calculation of remaining budget after every entry. | ✔ Included | ✔ Included |
| Historical Daily Balances Track the exact development of your wealth status day-by-day into the past. | - | ✔ Included |
| Visual Financial Intelligence Uncover cost traps: Professional bar, line, and pie charts. | Basic Charts | ✔ All Charts |
| Global Search Engine Finding instead of searching: Filter amounts, merchants, or categories across months in seconds. | Manual | ✔ Power Search |
| Synchronization & Team | ||
| Partner & Shared Mode Joint finances: Invite other users to share costs. | - | ✔ Included |
| Cloud Sync & Offline Mode Data consistency between iOS & Android. Entry possible even in flight mode (automatic sync later). | Online Only | ✔ Offline Ready |
| Design & Comfort | ||
| Personalization (Dark Mode, Colors) Customize the look (colors & design) to your preferences. | Standard & Dark Mode | ✔ Full Customization |
| Ad-Free Experience Pure focus without distracting ad banners. | - | ✔ Ad-Free |
Tip for PC users: The VIP license key for the PC does not automatically apply to the app. However, after the first synchronization between PC and the budget app, you can unlock the premium features at a heavily discounted price
Manage finances as a team: Share your household account with your family, the club account with members, or a project account with colleagues. Our budget app allows multiple users to keep income and expenses in sync – the ideal solution for joint saving and transparent budgets.
A good financial planner shouldn't cost time. The app is optimized so you can record entries with just a few clicks and see your current financial status immediately. You land directly in the current month. Android users also benefit from intelligent features like collapsible daily lists and fast voice input for bookings.
Record expenses where they happen: at the supermarket, in the restaurant, or at the gas station. This way, you never forget a booking. Thanks to the strong offline function (Android), your digital budget book is fully operational even without an internet connection.
Knowledge is power – and cash. See exactly where your money flows. The app's interactive reports relentlessly show you your biggest cost drivers and monthly fixed costs. This allows you to immediately recognize where you can optimize and save.
Keep full control on all devices. Unique to the MyMicroBalance budget app is the seamless synchronization with the PC. Edit categories and entries comfortably on the big screen and have everything with you on your smartphone while on the go (PC license key required).
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