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11. November 2026 | Product Updates

MyMicroBalance 6.5.2: Clearer Sync, More Confident Budgeting

Your budget planner should make everyday life easier. Version 6.5.2 makes syncing between your PC and smartphone easier to understand: spot...

26. October 2026 | Product Updates

MyMicroBalance 6.5.1 with analysis across multiple accounts

How does your household budget develop over the year? Which expenses have the biggest impact? And what does the overall picture look like when you...

12. October 2026 | How-Tow

Time-Based Spending Plan: Simple Explanation with Category List for Your Digital Budget Book

A time-based spending plan organizes your expenses by their rhythm (monthly, quarterly, yearly, irregular). This lets you see at a glance in...

28. April 2026 | How-Tow

Basic Budget in Your Household Budget Book: Simple Definition and a 4-Step Guide

What is a basic budget in a household budget book, why do you need it, and how do you set it up in 4 simple steps? This article explains the...

26. April 2026 | How-Tow

Summer BBQ Budget Cost Comparison: How to Save 20–35% With a Weekly Plan Instead of Impulse Buys

With a simple weekly BBQ plan, shopping lists, and smart stocking up, many households cut their summer grilling costs by about 20–35%. Depending on...

24. April 2026 | How-Tow

Personal Spending Profile: Simple Definition with Examples for Your Digital Household Budget

A personal spending profile shows how your regular and occasional expenses typically break down across areas of life such as housing,...

22. April 2026 | How-Tow

Summer Grocery Budget Check: Save Up to €120 a Month With a Weekly Plan Instead of Impulse Buys

With a simple weekly plan and 1–2 larger shopping trips per week, many households realistically cut their summer grocery budget by 15–30%....

21. April 2026 | How-Tow

Plan Digital Budget Buffers the Right Way: Cushion Amounts in Your Budget Tracker Explained Simply

A budget buffer is a set-aside amount in your budget tracker that is intentionally not assigned to a specific spending purpose. It absorbs monthly...

19. April 2026 | How-Tow

Spring Energy Costs in Everyday Life: How to Save €15–€60 per Month Depending on Household Size

If you change five simple energy habits in spring, you can realistically save €15–€60 per month depending on your household size. No new appliances...

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