News

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31. March 2026 | How-Tow

What exactly is a personal spending type, why is it important for your digital budget book, and how do you categorize your expenses in a useful...

31. March 2026 | Product Updates

The absolute highlight: a completely redesigned CSV import that effortlessly handles even the most complex bank data.

27. March 2026 | How-Tow

The spending ratio shows what percentage of your income you spend on what. In this knowledge article, you’ll learn in plain language how to...

25. March 2026 | How-Tow

If you rely on free cross-ventilation and airing out laundry in spring instead of regularly buying air fresheners, scent sprays, and scented...

24. March 2026 | How-Tow

A goal-based household budget helps you allocate your money intentionally to your most important goals first—such as an emergency fund, a buffer,...

21. March 2026 | How-Tow

If you fine-tune your monitor, laptop/PC, lamp, router, and chargers, you can often save **€15–€30 per month** on home office electricity in the...

20. March 2026 | How-Tow

Your income arrives monthly, but many expenses don’t. In this knowledge article, you’ll learn what a personal spending rhythm is, how to convert...

18. March 2026 | How-Tow

In a typical rental apartment, using a fan in the peak of summer often saves you 50–80% in electricity costs compared with a portable air...

17. March 2026 | How-Tow

A budget surplus occurs when your income is higher than your expenses. In this article, you’ll find a simple definition, a clear sample table, and...

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