Right on time for the turn of the year, the latest generation of our household budget book is ready for you. We didn’t just refresh the interface visually—we modernized it with purpose to make it even more intuitive to use. The result is a cleaner design that noticeably shortens the learning curve and makes your day-to-day financial management more efficient. Small hurdles have been consistently removed: for example, synchronization can now be started directly from the main menu—no detours. You’ll also save clicks in the reports: in the VIP charts, we significantly simplified category selection so you can get to the graphs you want even faster.
New feature - Top KPIs (part of the annual overview)
The Big Picture: New “Top KPIs” for all users Good news for users of the free version as well: we significantly expanded the annual statistics. The new “Top KPIs” tab now gives you an instant management summary of your entire financial year. Instead of laboriously digging through individual entries, you can see the key metrics at a glance:
With this new dashboard, you’ll know in seconds how your year went—perfect for a quick year-end wrap-up or planning for 2027.
New feature - Your personal financial analyst – intelligent, fast, and local.
Exclusive to VIP license holders, MyMicroBalance now actively interprets your numbers for you instead of just displaying them. Directly below your income and expense overview, you’ll now find the new section for Intelligent Insights.
What’s special about this feature: it runs purely algorithmically and entirely locally on your PC. While our optional AI assistants use external interfaces for complex questions, we deliberately rely on on-device technology for these continuous real-time checks. That means for you: the tips appear lightning-fast with every entry, and your data never leaves your device for this automated, continuous monitoring.
The system works like an attentive assistant in the background: it independently detects unusual outliers in individual categories, warns you early about creeping cost trends, and keeps an eye on your fixed-cost ratio as well as the runway of your available budget. This lets you see at a glance where hidden cost blocks have formed—without having to search through charts for a long time.
Polish under the hood
Stability and bug fixes The update is rounded out by numerous optimizations in the system core. We further increased stability and eliminated known sources of errors to provide an even more reliable experience. Among other things, loading behavior was made more robust so the program now starts smoothly and without delays even on systems without an installed default printer. In addition, we revised how your configuration data is saved: improved access protection ensures your personal settings are reliably preserved even if Windows access rights previously blocked writing the configuration file in isolated cases.
The ideal partner for your New Year’s resolutions The turn of the year is the perfect time to redefine financial goals. Whether you want to build reserves in a targeted way in 2026, pay down debt, or simply consume more consciously: the new MyMicroBalance supports you optimally. The combination of intuitive operation and the new, in-depth analyses turns the abstract resolution “handle money better” into a concrete, achievable plan. Get started now and use the increased transparency to make 2026 your most financially successful year yet!
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