With the VIP license, you receive two powerful analysis systems: A permanent guardian for your entries (Local) and three specialized experts for complex questions (Cloud).
The Function: Exclusive for VIP license holders, MyMicroBalance now actively interprets your numbers for you. You will find the area for intelligent analysis directly below your balance sheet.
The Technology (On-Device): The system works purely algorithmically and completely locally on your PC. No data leaves your device for this analysis.
This is what the Smart Check looks like in the application.
The Function: Three specialized assistants support you with complex tasks ("On-Demand").
The Technology (Cloud): For these in-depth analyses, we use external interfaces to provide answers to natural language questions. You decide actively via click when to consult an assistant.
The dialog mode for in-depth questions.
Choose the right assistant depending on the situation.
The Support AI chat helps you with all operational questions. It answers questions about installation, backups, and synchronization quickly and precisely – based on the official documentation. Perfect for technical help.
This assistant automatically creates text-based analyses. You receive a summary of your behavior, including recommendations and saving tips – based on the time period you selected.
Your coach for methods and strategy. It explains concepts like the 50/30/20 rule, helps with saving goals, and analyzes spending patterns. Ideal for better structuring your own finances.
No. With the local Smart Check, data never leaves your PC. With the Cloud Assistants, data is only processed temporarily for the answer but not stored permanently or used to train the AI. You can find more details in our Privacy Policy.
For the local Smart Check: No. For the three AI assistants (Support, Analysis, Expert): Yes, as external servers are required to calculate the answer.
No. The use of the AI assistants is included in the VIP license price. You can use the assistants within the scope of the monthly provided request quota.
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Budget Planner MyMicroBalance VIP for
6 months
$ 21.90
incl. 20 % VAT
$ 3,65
Per Month calculated
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Budget Planner MyMicroBalance VIP for
12 months
$ 29.90
incl. 20 % VAT
$ 2,49
Per Month calculated
YOU SAVE 32%
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Best Price
Budget Planner MyMicroBalance VIP for
36 months
$ 44.90
incl. 20 % VAT
$ 1,25
Per Month calculated
YOU SAVE 66%
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Let's be honest: Do you believe that with an optimal financial overview you can save more than $ 1,25 per month?
If so, then this investment is very likely one of the most important decisions for your finances in 2026.
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