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31. December 2025 | How-Tow

Winter-Stromfresser im Wohnzimmer: Mythos-Check zu Decken, Kerzen und Spar-Heizlüftern

Im Winter wird das Wohnzimmer schnell zur Stromfalle: Heizlüfter, Lichterketten und Dauer-Streaming wirken gemütlich, können aber teuer werden. Ein...

30. December 2025 | How-Tow, Product Updates

New in the MyMicroBalance App: Your AI-Powered Budget Tracker & New Design

With the latest MyMicroBalance app update, budgeting on your smartphone isn’t just prettier—it’s above all more efficient. The new navigation...

28. December 2025 | How-Tow

Winter Potlucks Instead of Delivery: How Roommates, Families, and Friends Can Ease Their January Budget

In winter, it’s easy to order in—and your bank account feels it. A fictional look at a shared apartment shows how delivery costs add up in a...

28. December 2025 | How-Tow, Product Updates

New Year, New Look: MyMicroBalance Launches 2026 with a Modernized Experience

Right on time for the turn of the year, the latest generation of our household budget book is ready for you. We didn’t just refresh the interface...

21. December 2025 | How-Tow

Winter Work-From-Home Cost Check: Extra Heating or Longer Hours at the Office

When it gets cold outside and dark early, the cost question becomes especially interesting when you work from home. Is it worth heating your place...

14. December 2025 | How-Tow

Winter Travel Cost Check: Leave the Car Parked or Get a Public Transit Pass—What Really Eases Your Budget

Winter means darkness, cold—and often higher mobility costs. If you consciously compare whether your own car or a public transit pass is cheaper,...

10. December 2025 | How-Tow

Winter Guests in Your Household Budget: How to Give Spontaneous December Visitors a Fixed Budget Without Blowing Up Your Bank Account

Spontaneous winter visits don’t have to shock your bank account. With a dedicated “guest fund” in your household budget, hospitality and spending...

07. December 2025 | How-Tow

Winter Laundry Cost Check: Running the Dryer Nonstop vs. Smart Indoor Drying in a Rental

In winter, every load of laundry turns into a small energy calculation: turn on the dryer or let clothes dry inside the apartment? This comparison...

26. November 2025 | How-Tow

Winter Snack Trap or Weekly Plan? How to Cut Your Heating-and-Couch Snacking Costs in January and February

Dark evenings, a warm blanket, your favorite show—and suddenly winter turns into a snack trap. With a simple weekly plan, you can enjoy couch...

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